Anticlue

The day is long gone, where an employer is responsible for your retirement, it's up to each individual to provide their own retirement.

I agree it's sad, but reality is that the companies don't have the money to stay afloat as it is. So we have to cut somewhere...

While I agree, that you can't and shouldn't expect a company to continue to pay for your retirement.

In my opinion, healthcare insurance should be continued to be offered. If it was the individual's understand during the length of their employment, and a part of the contract of working for the company that in retirement there would be coverage.

I can't help but think that health care is a nice perk, but it's really a security blanket.

Maybe if we start getting rid of this need for security blankets, we can have a more competitively priced healthcare programs.

Companies are in a tough time, but that doesn't mean they can abrogate at will the agreements and understandings that were agreed to as a basis for employment. Modify, yes; abrogate, no. Modification may well mean 'guess what, guys, we can only pay 15% or 50% or whatever of claims, not what we said we'd pay. This is why... Sorry.'